/* ====================================================================
   MODERN FINANCIAL SERVICES WEBSITE - PREMIUM DESIGN
   A complete redesign for professional financial services
   ==================================================================== */

/* Import Modern Fonts */
@import url('https://fonts.googleapis.com/css2?family=Inter:wght@300;400;500;600;700;800&display=swap');
@import url('https://fonts.googleapis.com/css2?family=Playfair+Display:wght@400;500;600;700&display=swap');
@import url('https://fonts.googleapis.com/css2?family=Poppins:wght@300;400;500;600;700&display=swap');

/* ====================================================================
   ROOT VARIABLES - NEW COLOR PALETTE & MODERN DESIGN SYSTEM
   ==================================================================== */
:root {
  /* Primary Brand Colors */
  --primary-gold: #D4AF37;
  --primary-deep-blue: #1E3A8A;
  --primary-navy: #0F172A;
  --primary-emerald: #10B981;
  
  /* Secondary Colors */
  --secondary-light-blue: #3B82F6;
  --secondary-purple: #8B5CF6;
  --secondary-orange: #F59E0B;
  --secondary-rose: #EF4444;
  
  /* Neutral Grays */
  --gray-50: #F9FAFB;
  --gray-100: #F3F4F6;
  --gray-200: #E5E7EB;
  --gray-300: #D1D5DB;
  --gray-400: #9CA3AF;
  --gray-500: #6B7280;
  --gray-600: #4B5563;
  --gray-700: #374151;
  --gray-800: #1F2937;
  --gray-900: #111827;
  
  /* Gradients */
  --gradient-primary: linear-gradient(135deg, var(--primary-deep-blue) 0%, var(--primary-navy) 50%, var(--primary-gold) 100%);
  --gradient-secondary: linear-gradient(135deg, var(--secondary-light-blue) 0%, var(--secondary-purple) 100%);
  --gradient-success: linear-gradient(135deg, var(--primary-emerald) 0%, var(--secondary-light-blue) 100%);
  --gradient-warning: linear-gradient(135deg, var(--secondary-orange) 0%, var(--primary-gold) 100%);
  
  /* Typography */
  --font-primary: 'Inter', system-ui, -apple-system, sans-serif;
  --font-heading: 'Playfair Display', Georgia, serif;
  --font-accent: 'Poppins', system-ui, -apple-system, sans-serif;
  
  /* Spacing Scale */
  --space-xs: 0.25rem;
  --space-sm: 0.5rem;
  --space-md: 1rem;
  --space-lg: 1.5rem;
  --space-xl: 2rem;
  --space-2xl: 3rem;
  --space-3xl: 4rem;
  --space-4xl: 6rem;
  
  /* Border Radius */
  --radius-sm: 0.375rem;
  --radius-md: 0.5rem;
  --radius-lg: 0.75rem;
  --radius-xl: 1rem;
  --radius-2xl: 1.5rem;
  --radius-full: 9999px;
  
  /* Shadows */
  --shadow-sm: 0 1px 2px 0 rgb(0 0 0 / 0.05);
  --shadow-md: 0 4px 6px -1px rgb(0 0 0 / 0.1), 0 2px 4px -2px rgb(0 0 0 / 0.1);
  --shadow-lg: 0 10px 15px -3px rgb(0 0 0 / 0.1), 0 4px 6px -4px rgb(0 0 0 / 0.1);
  --shadow-xl: 0 20px 25px -5px rgb(0 0 0 / 0.1), 0 8px 10px -6px rgb(0 0 0 / 0.1);
  --shadow-2xl: 0 25px 50px -12px rgb(0 0 0 / 0.25);
  --shadow-glow: 0 0 20px rgb(212 175 55 / 0.3);
  
  /* Transitions */
  --transition-fast: 0.15s ease-out;
  --transition-normal: 0.3s ease-out;
  --transition-slow: 0.5s ease-out;
}

/* Dark Theme Variables */
[data-theme="dark"] {
  --bg-primary: var(--gray-900);
  --bg-secondary: var(--gray-800);
  --bg-accent: var(--gray-700);
  --text-primary: var(--gray-50);
  --text-secondary: var(--gray-300);
  --text-muted: var(--gray-400);
}

/* Light Theme Variables */
[data-theme="light"] {
  --bg-primary: #FFFFFF;
  --bg-secondary: var(--gray-50);
  --bg-accent: var(--gray-100);
  --text-primary: var(--gray-900);
  --text-secondary: var(--gray-700);
  --text-muted: var(--gray-500);
}

/* ====================================================================
   RESET & BASE STYLES
   ==================================================================== */
* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

*::before,
*::after {
  box-sizing: border-box;
}

html {
  font-size: 16px;
  scroll-behavior: smooth;
  scroll-padding-top: 80px;
}

body {
  font-family: var(--font-primary);
  font-weight: 400;
  line-height: 1.6;
  color: var(--text-primary, var(--gray-900));
  background-color: var(--bg-primary, #FFFFFF);
  font-feature-settings: 'rlig' 1, 'calt' 1;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

/* ====================================================================
   MODERN TYPOGRAPHY SYSTEM
   ==================================================================== */
h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-heading);
  font-weight: 600;
  line-height: 1.2;
  color: var(--text-primary);
  margin-bottom: var(--space-md);
}

.display-1 {
  font-size: 4.5rem;
  font-weight: 700;
  line-height: 1.1;
  letter-spacing: -0.025em;
}

.display-2 {
  font-size: 3.75rem;
  font-weight: 600;
  line-height: 1.1;
  letter-spacing: -0.025em;
}

.display-3 {
  font-size: 3rem;
  font-weight: 600;
  line-height: 1.15;
}

.display-4 {
  font-size: 2.5rem;
  font-weight: 600;
  line-height: 1.2;
}

h1 { font-size: 2.25rem; }
h2 { font-size: 2rem; }
h3 { font-size: 1.75rem; }
h4 { font-size: 1.5rem; }
h5 { font-size: 1.25rem; }
h6 { font-size: 1.125rem; }

.lead {
  font-size: 1.25rem;
  font-weight: 400;
  color: var(--text-secondary);
  line-height: 1.6;
}

.text-gradient {
  background: var(--gradient-primary);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}

/* ====================================================================
   MODERN HEADER & NAVIGATION
   ==================================================================== */
.header {
  background: rgba(15, 23, 42, 0.95);
  backdrop-filter: blur(20px);
  border-bottom: 1px solid rgba(212, 175, 55, 0.1);
  transition: var(--transition-normal);
  z-index: 1000;
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
}

.header.scrolled {
  background: rgba(15, 23, 42, 0.98);
  box-shadow: var(--shadow-lg);
}

.logo img {
  height: 45px;
  transition: var(--transition-fast);
}

.logo:hover img {
  transform: scale(1.05);
}

.navmenu ul {
  display: flex;
  list-style: none;
  margin: 0;
  padding: 0;
  gap: var(--space-xl);
}

.navmenu a {
  font-family: var(--font-primary);
  font-weight: 500;
  font-size: 0.95rem;
  color: rgba(255, 255, 255, 0.9);
  text-decoration: none;
  padding: var(--space-sm) var(--space-md);
  border-radius: var(--radius-md);
  position: relative;
  transition: var(--transition-normal);
}

.navmenu a::before {
  content: '';
  position: absolute;
  bottom: -2px;
  left: 50%;
  width: 0;
  height: 2px;
  background: var(--gradient-primary);
  transform: translateX(-50%);
  transition: var(--transition-normal);
}

.navmenu a:hover::before,
.navmenu a.active::before {
  width: 80%;
}

.navmenu a:hover,
.navmenu a.active {
  color: var(--primary-gold);
}

/* Theme Toggle Button */
.theme-toggle {
  background: rgba(255, 255, 255, 0.1);
  border: 1px solid rgba(212, 175, 55, 0.2);
  border-radius: var(--radius-full);
  padding: var(--space-sm);
  color: rgba(255, 255, 255, 0.8);
  cursor: pointer;
  transition: var(--transition-normal);
  margin-left: var(--space-lg);
}

.theme-toggle:hover {
  background: rgba(212, 175, 55, 0.1);
  color: var(--primary-gold);
  transform: scale(1.1);
}

/* ====================================================================
   HERO SECTION - COMPLETE REDESIGN
   ==================================================================== */
.hero-banner {
  position: relative;
  min-height: 100vh;
  display: flex;
  align-items: center;
  overflow: hidden;
  background: var(--gradient-primary);
}

.hero-bg {
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  background: 
    radial-gradient(circle at 20% 50%, rgba(212, 175, 55, 0.15) 0%, transparent 50%),
    radial-gradient(circle at 80% 20%, rgba(59, 130, 246, 0.15) 0%, transparent 50%),
    radial-gradient(circle at 40% 80%, rgba(139, 92, 246, 0.1) 0%, transparent 50%),
    linear-gradient(135deg, rgba(15, 23, 42, 0.9) 0%, rgba(30, 58, 138, 0.8) 100%);
  z-index: 1;
}

.hero-content {
  position: relative;
  z-index: 3;
}

.hero-badge {
  display: inline-flex;
  align-items: center;
  padding: var(--space-sm) var(--space-lg);
  background: rgba(212, 175, 55, 0.15);
  border: 1px solid rgba(212, 175, 55, 0.3);
  border-radius: var(--radius-full);
  backdrop-filter: blur(10px);
  animation: slideInLeft 0.8s ease-out;
}

.hero-badge .badge-icon {
  color: var(--primary-gold);
  margin-right: var(--space-sm);
  animation: pulse 2s infinite;
}

.hero-title {
  font-family: var(--font-heading);
  font-size: clamp(2.5rem, 5vw, 4.5rem);
  font-weight: 700;
  line-height: 1.1;
  margin-bottom: var(--space-lg);
  animation: slideInLeft 0.8s ease-out 0.2s both;
}

.hero-subtitle {
  font-size: clamp(1.1rem, 2vw, 1.5rem);
  color: rgba(255, 255, 255, 0.85);
  margin-bottom: var(--space-2xl);
  max-width: 600px;
  animation: slideInLeft 0.8s ease-out 0.4s both;
}

.hero-features {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: var(--space-lg);
  margin-bottom: var(--space-2xl);
  animation: slideInUp 0.8s ease-out 0.6s both;
}

.feature-card {
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.1);
  border-radius: var(--radius-xl);
  padding: var(--space-lg);
  text-align: center;
  backdrop-filter: blur(10px);
  transition: var(--transition-normal);
  position: relative;
  overflow: hidden;
}

.feature-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: -100%;
  width: 100%;
  height: 100%;
  background: linear-gradient(90deg, transparent, rgba(255, 255, 255, 0.1), transparent);
  transition: var(--transition-slow);
}

.feature-card:hover::before {
  left: 100%;
}

.feature-card:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow-xl);
  border-color: rgba(212, 175, 55, 0.3);
}

.feature-icon {
  font-size: 2.5rem;
  margin-bottom: var(--space-md);
  display: block;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-lg);
  animation: slideInUp 0.8s ease-out 0.8s both;
}

/* Modern Buttons */
.btn-primary-modern {
  background: var(--gradient-warning);
  border: none;
  border-radius: var(--radius-lg);
  padding: var(--space-lg) var(--space-2xl);
  font-family: var(--font-accent);
  font-weight: 600;
  font-size: 1.1rem;
  color: var(--gray-900);
  text-decoration: none;
  display: inline-flex;
  align-items: center;
  gap: var(--space-sm);
  transition: var(--transition-normal);
  box-shadow: var(--shadow-lg);
  position: relative;
  overflow: hidden;
}

.btn-primary-modern::before {
  content: '';
  position: absolute;
  top: 0;
  left: -100%;
  width: 100%;
  height: 100%;
  background: linear-gradient(90deg, transparent, rgba(255, 255, 255, 0.2), transparent);
  transition: var(--transition-slow);
}

.btn-primary-modern:hover::before {
  left: 100%;
}

.btn-primary-modern:hover {
  transform: translateY(-2px);
  box-shadow: var(--shadow-2xl);
  color: var(--gray-900);
}

.btn-outline-modern {
  background: transparent;
  border: 2px solid rgba(255, 255, 255, 0.3);
  border-radius: var(--radius-lg);
  padding: var(--space-lg) var(--space-2xl);
  font-family: var(--font-accent);
  font-weight: 600;
  font-size: 1.1rem;
  color: rgba(255, 255, 255, 0.9);
  text-decoration: none;
  display: inline-flex;
  align-items: center;
  gap: var(--space-sm);
  transition: var(--transition-normal);
  backdrop-filter: blur(10px);
}

.btn-outline-modern:hover {
  background: rgba(255, 255, 255, 0.1);
  border-color: var(--primary-gold);
  color: var(--primary-gold);
  transform: translateY(-2px);
}

/* Hero Form - Redesigned */
.hero-form {
  background: rgba(255, 255, 255, 0.95);
  backdrop-filter: blur(20px);
  border-radius: var(--radius-2xl);
  padding: var(--space-2xl);
  box-shadow: var(--shadow-2xl);
  border: 1px solid rgba(212, 175, 55, 0.1);
  animation: slideInRight 0.8s ease-out 0.4s both;
}

/* Contact Info Section Styles */
.contact-info-section {
  margin-top: var(--space-lg);
}

.contact-item {
  padding: var(--space-md);
  border-radius: var(--radius-lg);
  transition: var(--transition-normal);
}

.contact-item:hover {
  background: rgba(0, 0, 0, 0.02);
  transform: translateY(-2px);
}

.contact-icon {
  width: 45px;
  height: 45px;
  background: rgba(212, 175, 55, 0.1);
  border-radius: var(--radius-lg);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.2rem;
}

.security-notice {
  border-left: 3px solid var(--primary-gold);
}

.hero-form .form-title {
  text-align: center;
  color: var(--gray-900);
  margin-bottom: var(--space-xl);
}

.modern-form-group {
  margin-bottom: var(--space-lg);
  position: relative;
}

.modern-form-label {
  font-weight: 600;
  color: var(--gray-700);
  margin-bottom: var(--space-sm);
  display: block;
  font-size: 0.95rem;
}

.modern-form-control {
  width: 100%;
  padding: var(--space-lg);
  border: 2px solid var(--gray-200);
  border-radius: var(--radius-lg);
  font-size: 1rem;
  transition: var(--transition-normal);
  background: rgba(255, 255, 255, 0.8);
  backdrop-filter: blur(10px);
}

.modern-form-control:focus {
  outline: none;
  border-color: var(--primary-deep-blue);
  box-shadow: 0 0 0 3px rgba(30, 58, 138, 0.1);
  background: rgba(255, 255, 255, 0.95);
}

.calculation-results {
  background: linear-gradient(135deg, var(--gray-50) 0%, rgba(212, 175, 55, 0.05) 100%);
  border: 2px solid rgba(212, 175, 55, 0.1);
  border-radius: var(--radius-xl);
  padding: var(--space-xl);
  margin-bottom: var(--space-lg);
}

.result-item {
  text-align: center;
  padding: var(--space-md);
}

.result-value {
  font-size: 1.5rem;
  font-weight: 700;
  color: var(--primary-deep-blue);
  margin-bottom: var(--space-xs);
}

.result-label {
  font-size: 0.9rem;
  color: var(--gray-600);
  text-transform: uppercase;
  letter-spacing: 0.5px;
}

/* Floating Elements Animation */
.floating-elements {
  position: absolute;
  width: 100%;
  height: 100%;
  z-index: 2;
  overflow: hidden;
}

.floating-shape {
  position: absolute;
  border-radius: 50%;
  opacity: 0.6;
}

.floating-shape-1 {
  top: 10%;
  right: 10%;
  width: 120px;
  height: 120px;
  background: radial-gradient(circle, rgba(212, 175, 55, 0.3) 0%, transparent 70%);
  animation: float 8s ease-in-out infinite;
}

.floating-shape-2 {
  bottom: 15%;
  left: 8%;
  width: 80px;
  height: 80px;
  background: radial-gradient(circle, rgba(59, 130, 246, 0.3) 0%, transparent 70%);
  animation: float 10s ease-in-out infinite reverse;
}

.floating-shape-3 {
  top: 60%;
  right: 15%;
  width: 60px;
  height: 60px;
  background: radial-gradient(circle, rgba(139, 92, 246, 0.3) 0%, transparent 70%);
  animation: float 12s ease-in-out infinite;
}

/* ====================================================================
   SECTIONS - MODERN REDESIGN
   ==================================================================== */
.section-modern {
  padding: var(--space-4xl) 0;
  position: relative;
}

.section-alt {
  background: linear-gradient(135deg, var(--gray-50) 0%, rgba(255, 255, 255, 0.8) 100%);
}

.section-title-modern {
  text-align: center;
  margin-bottom: var(--space-4xl);
}

.section-title-modern h2 {
  font-size: clamp(2rem, 4vw, 3rem);
  font-weight: 700;
  margin-bottom: var(--space-lg);
  position: relative;
}

.section-title-modern h2::after {
  content: '';
  position: absolute;
  bottom: -10px;
  left: 50%;
  transform: translateX(-50%);
  width: 60px;
  height: 4px;
  background: var(--gradient-primary);
  border-radius: var(--radius-full);
}

.section-subtitle {
  font-size: 1.2rem;
  color: var(--text-secondary);
  max-width: 600px;
  margin: 0 auto;
}

/* Service Cards - Complete Redesign */
.services-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(350px, 1fr));
  gap: var(--space-xl);
  margin-top: var(--space-3xl);
}

.service-card-modern {
  background: rgba(255, 255, 255, 0.9);
  border: 1px solid rgba(212, 175, 55, 0.1);
  border-radius: var(--radius-2xl);
  padding: var(--space-2xl);
  text-align: center;
  transition: var(--transition-normal);
  position: relative;
  overflow: hidden;
  backdrop-filter: blur(10px);
}

.service-card-modern::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 4px;
  background: var(--gradient-primary);
  transform: scaleX(0);
  transition: var(--transition-normal);
}

.service-card-modern:hover::before {
  transform: scaleX(1);
}

.service-card-modern:hover {
  transform: translateY(-10px);
  box-shadow: var(--shadow-2xl);
  border-color: rgba(212, 175, 55, 0.3);
}

.service-icon-modern {
  width: 80px;
  height: 80px;
  background: var(--gradient-primary);
  border-radius: var(--radius-xl);
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto var(--space-lg);
  font-size: 2rem;
  color: white;
  position: relative;
  overflow: hidden;
}

.service-icon-modern::before {
  content: '';
  position: absolute;
  top: 0;
  left: -100%;
  width: 100%;
  height: 100%;
  background: linear-gradient(90deg, transparent, rgba(255, 255, 255, 0.2), transparent);
  transition: var(--transition-slow);
}

.service-card-modern:hover .service-icon-modern::before {
  left: 100%;
}

.service-title {
  font-size: 1.5rem;
  font-weight: 600;
  margin-bottom: var(--space-md);
  color: var(--gray-900);
}

.service-description {
  color: var(--gray-600);
  margin-bottom: var(--space-xl);
  line-height: 1.6;
}

.service-cta {
  background: var(--gradient-secondary);
  border: none;
  border-radius: var(--radius-lg);
  padding: var(--space-md) var(--space-xl);
  color: white;
  font-weight: 600;
  text-decoration: none;
  display: inline-flex;
  align-items: center;
  gap: var(--space-sm);
  transition: var(--transition-normal);
}

.service-cta:hover {
  transform: translateY(-2px);
  box-shadow: var(--shadow-lg);
  color: white;
}

/* ====================================================================
   ANIMATIONS & KEYFRAMES
   ==================================================================== */
@keyframes slideInLeft {
  from {
    opacity: 0;
    transform: translateX(-50px);
  }
  to {
    opacity: 1;
    transform: translateX(0);
  }
}

@keyframes slideInRight {
  from {
    opacity: 0;
    transform: translateX(50px);
  }
  to {
    opacity: 1;
    transform: translateX(0);
  }
}

@keyframes slideInUp {
  from {
    opacity: 0;
    transform: translateY(50px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

@keyframes float {
  0%, 100% {
    transform: translateY(0px) rotate(0deg);
  }
  33% {
    transform: translateY(-20px) rotate(5deg);
  }
  66% {
    transform: translateY(10px) rotate(-5deg);
  }
}

@keyframes pulse {
  0%, 100% {
    transform: scale(1);
  }
  50% {
    transform: scale(1.1);
  }
}

@keyframes fadeInUp {
  from {
    opacity: 0;
    transform: translateY(30px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

.animate-on-scroll {
  opacity: 0;
  transform: translateY(30px);
  transition: var(--transition-slow);
}

.animate-on-scroll.visible {
  opacity: 1;
  transform: translateY(0);
}

/* ====================================================================
   MODERN FOOTER DESIGN
   ==================================================================== */
.footer-modern {
  background: var(--gradient-primary);
  color: rgba(255, 255, 255, 0.9);
  padding: var(--space-4xl) 0 var(--space-xl);
  position: relative;
  overflow: hidden;
}

.footer-modern::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  bottom: 0;
  background: 
    radial-gradient(circle at 30% 40%, rgba(212, 175, 55, 0.1) 0%, transparent 50%),
    radial-gradient(circle at 70% 60%, rgba(59, 130, 246, 0.1) 0%, transparent 50%);
  z-index: 1;
}

.footer-content {
  position: relative;
  z-index: 2;
}

.footer-brand {
  margin-bottom: var(--space-xl);
}

.footer-brand img {
  height: 50px;
  margin-bottom: var(--space-lg);
}

.footer-description {
  color: rgba(255, 255, 255, 0.8);
  line-height: 1.6;
  margin-bottom: var(--space-lg);
}

.footer-contact-item {
  display: flex;
  align-items: center;
  gap: var(--space-md);
  margin-bottom: var(--space-md);
  color: rgba(255, 255, 255, 0.8);
}

.footer-contact-item i {
  color: var(--primary-gold);
  font-size: 1.2rem;
}

.footer-links h5 {
  color: white;
  margin-bottom: var(--space-lg);
  font-weight: 600;
}

.footer-links ul {
  list-style: none;
  padding: 0;
}

.footer-links li {
  margin-bottom: var(--space-sm);
}

.footer-links a {
  color: rgba(255, 255, 255, 0.7);
  text-decoration: none;
  transition: var(--transition-normal);
}

.footer-links a:hover {
  color: var(--primary-gold);
  padding-left: var(--space-sm);
}

.social-links {
  display: flex;
  gap: var(--space-md);
  margin-top: var(--space-lg);
}

.social-link {
  width: 45px;
  height: 45px;
  background: rgba(255, 255, 255, 0.1);
  border-radius: var(--radius-lg);
  display: flex;
  align-items: center;
  justify-content: center;
  color: rgba(255, 255, 255, 0.8);
  text-decoration: none;
  transition: var(--transition-normal);
  backdrop-filter: blur(10px);
}

.social-link:hover {
  background: var(--primary-gold);
  color: var(--gray-900);
  transform: translateY(-3px);
}

.footer-bottom {
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  padding-top: var(--space-xl);
  margin-top: var(--space-xl);
  text-align: center;
  color: rgba(255, 255, 255, 0.6);
}

/* ====================================================================
   RESPONSIVE DESIGN - ENHANCED FOR ALL DEVICES
   ==================================================================== */

/* Large screens (1400px and up) */
@media (min-width: 1400px) {
  .container { max-width: 1320px; }
  .hero-title { font-size: 5rem; }
  .services-grid { grid-template-columns: repeat(3, 1fr); }
}

/* Desktop screens (1200px to 1399px) */
@media (max-width: 1399px) {
  .display-1 { font-size: 4rem; }
  .display-2 { font-size: 3.5rem; }
  .hero-features { grid-template-columns: repeat(2, 1fr); }
  .services-grid { grid-template-columns: repeat(2, 1fr); }
}

/* Laptop screens (992px to 1199px) */
@media (max-width: 1199px) {
  .display-1 { font-size: 3.5rem; }
  .display-2 { font-size: 3rem; }
  .hero-content { padding-right: var(--space-lg); }
  .hero-form { margin-top: var(--space-xl); }
  .services-grid { grid-template-columns: repeat(2, 1fr); gap: var(--space-lg); }
  .footer-content .row { gap: var(--space-lg); }
}

/* Tablet screens (768px to 991px) */
@media (max-width: 991px) {
  .hero-banner { 
    min-height: 80vh; 
    padding: var(--space-3xl) 0; 
  }
  
  .hero-title { font-size: 2.8rem; line-height: 1.2; }
  .hero-subtitle { font-size: 1.1rem; }
  .hero-actions { 
    flex-direction: column; 
    gap: var(--space-md);
  }
  
  .btn-primary-modern, 
  .btn-outline-modern { 
    justify-content: center; 
    width: 100%;
    padding: var(--space-lg) var(--space-xl);
  }
  
  .hero-features { 
    grid-template-columns: repeat(2, 1fr); 
    gap: var(--space-md);
  }
  
  .hero-form { 
    margin-top: var(--space-2xl);
    padding: var(--space-xl);
  }
  
  .services-grid { 
    grid-template-columns: repeat(2, 1fr); 
    gap: var(--space-lg); 
  }
  
  .section-modern { padding: var(--space-3xl) 0; }
  
  .section-title-modern h2 { font-size: 2.2rem; }
  .section-subtitle { font-size: 1.1rem; }
  
  /* Navigation adjustments */
  .navmenu ul { gap: var(--space-lg); }
  .header-actions { margin-left: var(--space-md); }
}

/* Mobile landscape and small tablet (576px to 767px) */
@media (max-width: 767px) {
  .hero-banner { 
    min-height: 90vh; 
    padding: var(--space-2xl) 0; 
  }
  
  .hero-title { 
    font-size: 2.2rem; 
    margin-bottom: var(--space-lg);
  }
  
  .hero-subtitle { 
    font-size: 1rem; 
    margin-bottom: var(--space-xl);
  }
  
  .hero-features { 
    grid-template-columns: 1fr; 
    gap: var(--space-md);
    margin-bottom: var(--space-xl);
  }
  
  .feature-card {
    padding: var(--space-md);
  }
  
  .hero-form {
    padding: var(--space-lg);
    margin-top: var(--space-xl);
  }
  
  .modern-form-group {
    margin-bottom: var(--space-md);
  }
  
  .calculation-results {
    padding: var(--space-lg);
    margin-bottom: var(--space-md);
  }
  
  .services-grid { 
    grid-template-columns: 1fr; 
    gap: var(--space-lg); 
  }
  
  .service-card-modern {
    padding: var(--space-lg);
  }
  
  .section-modern { 
    padding: var(--space-2xl) 0; 
  }
  
  .section-title-modern {
    margin-bottom: var(--space-2xl);
  }
  
  .section-title-modern h2 { 
    font-size: 1.8rem; 
    margin-bottom: var(--space-md);
  }
  
  .section-subtitle { 
    font-size: 1rem; 
  }
  
  /* Mobile Navigation */
  .navmenu ul {
    flex-direction: column;
    position: absolute;
    top: 100%;
    left: 0;
    right: 0;
    background: rgba(15, 23, 42, 0.98);
    backdrop-filter: blur(20px);
    padding: var(--space-xl);
    gap: var(--space-md);
    transform: translateY(-100%);
    opacity: 0;
    visibility: hidden;
    transition: var(--transition-normal);
    border-top: 1px solid rgba(212, 175, 55, 0.2);
    box-shadow: var(--shadow-xl);
  }
  
  .navmenu.active ul {
    transform: translateY(0);
    opacity: 1;
    visibility: visible;
  }
  
  .navmenu a {
    padding: var(--space-md);
    border-radius: var(--radius-lg);
    font-size: 1.1rem;
  }
  
  .mobile-nav-toggle {
    display: block !important;
    color: var(--primary-gold);
    font-size: 1.5rem;
    cursor: pointer;
    background: none;
    border: none;
    padding: var(--space-sm);
    border-radius: var(--radius-md);
    transition: var(--transition-fast);
  }
  
  .mobile-nav-toggle:hover {
    background: rgba(212, 175, 55, 0.1);
  }
  
  .mobile-nav-toggle.active {
    color: #fff;
  }
  
  /* Footer adjustments */
  .footer-content .row {
    flex-direction: column;
    gap: var(--space-xl);
  }
  
  .footer-brand {
    text-align: center;
  }
  
  .social-links {
    justify-content: center;
  }
  
  .footer-links {
    text-align: center;
  }
  
  .footer-newsletter {
    text-align: center;
  }
  
  .footer-bottom {
    text-align: center;
  }
  
  .footer-bottom .row {
    flex-direction: column;
    gap: var(--space-md);
  }
  
  .footer-legal-links {
    display: flex;
    flex-wrap: wrap;
    justify-content: center;
    gap: var(--space-md);
  }
}

/* Small mobile devices (up to 575px) */
@media (max-width: 575px) {
  :root {
    --space-xs: 0.2rem;
    --space-sm: 0.4rem;
    --space-md: 0.8rem;
    --space-lg: 1.2rem;
    --space-xl: 1.6rem;
    --space-2xl: 2.4rem;
    --space-3xl: 3.2rem;
    --space-4xl: 4.8rem;
  }
  
  .container {
    padding-left: var(--space-md);
    padding-right: var(--space-md);
  }
  
  .hero-banner { 
    min-height: 85vh; 
    padding: var(--space-xl) 0; 
  }
  
  .hero-title { 
    font-size: 1.8rem; 
    line-height: 1.3;
    margin-bottom: var(--space-md);
  }
  
  .hero-subtitle { 
    font-size: 0.9rem; 
    margin-bottom: var(--space-lg);
  }
  
  .hero-features {
    margin-bottom: var(--space-lg);
  }
  
  .feature-card {
    padding: var(--space-sm);
  }
  
  .feature-icon {
    font-size: 2rem;
    margin-bottom: var(--space-sm);
  }
  
  .hero-form { 
    padding: var(--space-md); 
    margin-top: var(--space-lg);
  }
  
  .form-title h4 {
    font-size: 1.3rem;
  }
  
  .modern-form-control {
    padding: var(--space-md);
    font-size: 0.9rem;
  }
  
  .calculation-results {
    padding: var(--space-md);
  }
  
  .result-value {
    font-size: 1.2rem;
  }
  
  .btn-primary-modern {
    padding: var(--space-md) var(--space-lg);
    font-size: 1rem;
  }
  
  .service-card-modern { 
    padding: var(--space-md); 
  }
  
  .service-icon-modern {
    width: 60px;
    height: 60px;
    font-size: 1.5rem;
    margin-bottom: var(--space-md);
  }
  
  .service-title {
    font-size: 1.2rem;
  }
  
  .service-description {
    font-size: 0.9rem;
  }
  
  .section-title-modern h2 { 
    font-size: 1.5rem; 
  }
  
  .section-subtitle { 
    font-size: 0.9rem; 
  }
  
  .trust-indicators {
    margin-top: var(--space-lg);
  }
  
  .trust-stat h5 {
    font-size: 1rem;
  }
  
  .trust-stat small {
    font-size: 0.8rem;
  }
  
  /* Header adjustments for very small screens */
  .logo img {
    height: 35px;
  }
  
  .logo span {
    font-size: 1rem !important;
  }
  
  .theme-toggle {
    padding: var(--space-xs);
  }
  
  /* FAQ adjustments */
  .faq-item {
    margin-bottom: var(--space-md);
  }
  
  .faq-header h3 {
    font-size: 1rem;
  }
  
  .faq-content p {
    font-size: 0.9rem;
  }
}

/* Extra small devices (up to 360px) */
@media (max-width: 360px) {
  .hero-title { 
    font-size: 1.6rem; 
  }
  
  .hero-subtitle { 
    font-size: 0.85rem; 
  }
  
  .section-title-modern h2 { 
    font-size: 1.3rem; 
  }
  
  .btn-primary-modern,
  .btn-outline-modern {
    padding: var(--space-sm) var(--space-md);
    font-size: 0.9rem;
  }
  
  .modern-form-control {
    padding: var(--space-sm);
  }
}

/* High DPI and Retina displays */
@media (-webkit-min-device-pixel-ratio: 2), (min-resolution: 192dpi) {
  .service-icon-modern,
  .feature-icon,
  .logo img {
    image-rendering: -webkit-optimize-contrast;
    image-rendering: crisp-edges;
  }
}

/* Landscape orientation adjustments */
@media (orientation: landscape) and (max-height: 600px) {
  .hero-banner {
    min-height: auto;
    padding: var(--space-xl) 0;
  }
  
  .hero-features {
    grid-template-columns: repeat(4, 1fr);
  }
  
  .section-modern {
    padding: var(--space-xl) 0;
  }
}

/* Print styles */
@media print {
  .header,
  .footer-modern,
  .floating-elements,
  .theme-toggle,
  .mobile-nav-toggle {
    display: none !important;
  }
  
  .hero-banner {
    background: white !important;
    color: black !important;
  }
  
  .hero-title,
  .hero-subtitle {
    color: black !important;
  }
  
  .section-modern {
    padding: var(--space-lg) 0;
  }
  
  .service-card-modern {
    border: 1px solid #ddd;
    page-break-inside: avoid;
  }
}

/* Reduced motion preferences */
@media (prefers-reduced-motion: reduce) {
  *,
  *::before,
  *::after {
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
  }
  
  .floating-shape-1,
  .floating-shape-2,
  .floating-shape-3 {
    animation: none !important;
  }
  
  .animate-on-scroll {
    opacity: 1 !important;
    transform: none !important;
  }
}

/* ====================================================================
   UTILITY CLASSES
   ==================================================================== */
.text-center { text-align: center; }
.text-left { text-align: left; }
.text-right { text-align: right; }

.fw-light { font-weight: 300; }
.fw-normal { font-weight: 400; }
.fw-medium { font-weight: 500; }
.fw-semibold { font-weight: 600; }
.fw-bold { font-weight: 700; }
.fw-extrabold { font-weight: 800; }

.text-primary { color: var(--primary-deep-blue) !important; }
.text-gold { color: var(--primary-gold) !important; }
.text-success { color: var(--primary-emerald) !important; }
.text-muted { color: var(--text-muted) !important; }

.bg-primary { background: var(--gradient-primary) !important; }
.bg-secondary { background: var(--gradient-secondary) !important; }
.bg-success { background: var(--gradient-success) !important; }
.bg-warning { background: var(--gradient-warning) !important; }

.rounded-modern { border-radius: var(--radius-xl); }
.rounded-full { border-radius: var(--radius-full); }

.shadow-modern { box-shadow: var(--shadow-xl); }
.shadow-glow { box-shadow: var(--shadow-glow); }

/* FAQ Section Improvements */
.faq-container {
  max-width: 800px;
  margin: 0 auto;
}

.faq-item {
  background: rgba(255, 255, 255, 0.9);
  border: 1px solid rgba(212, 175, 55, 0.1);
  border-radius: var(--radius-xl);
  margin-bottom: var(--space-lg);
  overflow: hidden;
  transition: var(--transition-normal);
}

.faq-item:hover {
  box-shadow: var(--shadow-lg);
  border-color: rgba(212, 175, 55, 0.3);
}

.faq-header {
  padding: var(--space-xl);
  cursor: pointer;
  display: flex;
  align-items: center;
  gap: var(--space-md);
}

.faq-header i:first-child {
  font-size: 1.5rem;
  flex-shrink: 0;
}

.faq-header h3 {
  margin: 0;
  flex: 1;
  font-size: 1.2rem;
  font-weight: 600;
}

.faq-header i:last-child {
  font-size: 1.2rem;
  color: var(--primary-gold);
  transition: var(--transition-normal);
}

.faq-active .faq-header i:last-child {
  transform: rotate(180deg);
}

.faq-content {
  padding: 0 var(--space-xl) var(--space-xl);
}

.faq-content p {
  color: var(--gray-600);
  line-height: 1.6;
  margin: 0;
}

/* Calculator Page Specific Styles */
.calculator-page {
  padding-top: 0;
}

.page-header {
  min-height: 40vh;
  display: flex;
  align-items: center;
}

.calculator-section {
  min-height: 60vh;
}

.calculator-controls {
  position: relative;
  z-index: 20;
  background: rgba(255, 255, 255, 0.98) !important;
  backdrop-filter: blur(10px);
  border: 1px solid rgba(212, 175, 55, 0.1);
}

.calculator-controls:hover {
  box-shadow: var(--shadow-xl);
  border-color: rgba(212, 175, 55, 0.2);
}

/* Professional Image Styles */
.hero-form-image {
  margin-bottom: var(--space-lg);
}

.service-image-container {
  overflow: hidden;
  border-radius: var(--radius-lg);
  transition: var(--transition-normal);
}

.service-image-container:hover {
  transform: translateY(-3px);
  box-shadow: var(--shadow-xl);
}

.service-overlay {
  opacity: 0;
  transition: var(--transition-normal);
  border-radius: var(--radius-lg);
}

.service-image-container:hover .service-overlay {
  opacity: 1;
}

/* Calculator Page Header Styles */
.page-header-image {
  animation: slideInRight 0.8s ease-out 0.6s both;
}

.calculator-visual {
  display: flex;
  align-items: center;
  justify-content: center;
  min-height: 200px;
}

.calculator-display {
  transition: var(--transition-normal);
  border: 2px solid rgba(212, 175, 55, 0.2);
}

.calculator-display:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow-2xl);
  border-color: rgba(212, 175, 55, 0.4);
}

.min-vh-50 {
  min-height: 50vh;
}

/* Image Responsiveness */
@media (max-width: 768px) {
  .hero-form-image {
    margin-bottom: var(--space-md);
  }
  
  .service-image-container img {
    height: 140px !important;
  }
  
  .calculator-visual {
    min-height: 150px;
  }
  
  .calculator-display {
    padding: var(--space-md) !important;
  }
  
  .page-header {
    text-align: center;
  }
  
  .page-header-image {
    margin-top: var(--space-lg);
  }
}

@media (max-width: 576px) {
  .service-image-container img {
    height: 120px !important;
  }
  
  .calculator-visual {
    min-height: 120px;
  }
}

.mb-0 { margin-bottom: 0 !important; }
.mb-1 { margin-bottom: var(--space-xs) !important; }
.mb-2 { margin-bottom: var(--space-sm) !important; }
.mb-3 { margin-bottom: var(--space-md) !important; }
.mb-4 { margin-bottom: var(--space-lg) !important; }
.mb-5 { margin-bottom: var(--space-xl) !important; }

.mt-0 { margin-top: 0 !important; }
.mt-1 { margin-top: var(--space-xs) !important; }
.mt-2 { margin-top: var(--space-sm) !important; }
.mt-3 { margin-top: var(--space-md) !important; }
.mt-4 { margin-top: var(--space-lg) !important; }
.mt-5 { margin-top: var(--space-xl) !important; }

.p-0 { padding: 0 !important; }
.p-1 { padding: var(--space-xs) !important; }
.p-2 { padding: var(--space-sm) !important; }
.p-3 { padding: var(--space-md) !important; }
.p-4 { padding: var(--space-lg) !important; }
.p-5 { padding: var(--space-xl) !important; }

/* Accessibility */
.sr-only {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border: 0;
}

/* Focus styles */
*:focus-visible {
  outline: 2px solid var(--primary-gold);
  outline-offset: 2px;
}